The platform
Retirement decisions, made clearer.
Florida Retirement IQ is a free educational platform for Florida households approaching, entering, and living in retirement. Educational only — never individualized investment advice.
Retirement is not a single decision. It is a long sequence of decisions about income, timing, taxes, healthcare, and risk — most of which affect one another, and many of which are hard to undo.
Florida Retirement IQ exists to make that sequence clearer. The Retirement IQ Journey walks you through the same planning areas a fiduciary advisor would explore, then returns a Retirement IQ Score and an educational report you can keep, whether or not you ever speak with anyone.
It is also built for where you live. No state income tax, early retirements that need a healthcare bridge to Medicare, property-insurance costs, and households arriving from states with very different tax rules all change what matters most — and the Journey asks about those things directly.
Everything presented here is educational. There is no cost, no account required to begin, and nothing you are asked to buy. Full attribution and disclosures appear at the bottom of every page.
Educational by design
Every observation is framed to help you understand your plan — never as individualized investment advice.
Education before engagement
The platform is built to be useful on its own, with no account, cost, or obligation to begin.
Retirement specific
The seven planning areas focus on the transition into and through retirement, not general wealth accumulation.
Under half an hour, and it's yours to keep.
Start the Retirement IQ Journey at your own pace. If you later want to talk it through with an independent advisory team, that conversation is available at no cost and with no obligation — but it is entirely optional.
Start My Retirement IQ Journey